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Caixa allows direct FGTS statement inquiry by banks with worker authorization

Measure takes effect this Tuesday (10) and aims to facilitate income and employment relationship verification

Datas dos acontecimentos · Acontecimento
Brasilia 3702a
Imagem de arquivo: Brasilia 3702a. Fotografia usada para ilustrar o assunto; não registra o acontecimento relatado. Foto: Yves Picq · Wikimedia Commons · CC BY-SA 4.0

The Federal Bank of Brazil allowed, on this Tuesday (10), for workers to authorize financial institutions to query information from the FGTS Fund Statement. This novelty allows account holders to authorize banks to access data directly from the fund database, provided there is explicit permission. With this change, it is no longer necessary to download, print, and submit physical documents to prove income or employment relationship in financial operations. Authorization can be made via the FGTS app or in person at a Caixa branch and is free.

It has a validity of 90 days and can be cancelled at any time by the account holder. Eligible institutions may access the deposit history from the last 12 months, but will not have access to the worker's total balance. To use the tool, financial institutions must first be authorized by Caixa via corporate email request to cefge24@caixa.gov.br, accompanied by the required documentation in the Operational Manual. The measure aims to make income verification more practical and secure, while reducing the risk of presenting forged documents.